Enter your gross salary and deductions below. The calculator will show your tax liability under both regimes and tell you which one saves you more money.
Your income
₹
Enter your annual CTC or gross salary in rupees
Your deductions (old regime only)
₹
PPF, ELSS, LIC, EPF — max ₹1,50,000
₹
Self + family premiums
₹
Annual HRA received from employer
₹
Section 24(b) — max ₹2,00,000
New regime
₹0
Taxable income: —
Old regime
₹0
Taxable income: —
Tax breakdown
Component
New regime
Old regime
Gross salary
—
—
Standard deduction
− ₹75,000
− ₹50,000
Other deductions
None
—
Taxable income
—
—
Tax before cess
—
—
4% health & education cess
—
—
Total tax payable
—
—
Our recommendation
This calculator is for educational purposes only. Tax calculations are simplified estimates and may not account for all surcharges, special income types, or individual circumstances. Consult a chartered accountant for personalised advice before filing your return.